032Q Financial Solutions

Your Books.
Your Billing.
Handled.

We are a Cebu-based team of accounting and billing experts running revenue cycles, collections, and financial operations for ad agencies, medical practices, and growing businesses worldwide. US-standard work. Cebuano hospitality. Real results.

Explore Services Get in Touch
Podcast Ad Agencies ★ Medical Practices ★ Small & Mid-Size Agencies ★ Growing Businesses ★ US, EU & International Clients ★ Cebu, Philippines ★ 20+ Years Experience ★ Podcast Ad Agencies ★ Medical Practices ★ Small & Mid-Size Agencies ★ Growing Businesses ★ US, EU & International Clients ★ Cebu, Philippines ★ 20+ Years Experience ★

At a Glance

Built on experience.
Powered by people.

Two specialized teams. One unified standard. We pair digital-native professionals with seasoned retired healthcare and accounting experts. We put the right people on the right work, every time.

20+
Years of leadership experience in AR & billing operations
2
Specialized teams. modern media and seasoned healthcare experts
3
Service verticals. agencies, medical, and SMEs
US/EU
Standards, expertise, and professional experience

What We Do

Services built for
your industry.

We are not a generic accounting firm. We specialize. Every service is built around the specific billing challenges, payment cycles, and compliance requirements of the industry it serves.

01
Ad Agency &
Podcast Billing
Core Service
Our Media Team
Digital-native. Media-fluent. Built for how advertising actually works today.
Podcast and ad agency billing is run by our younger team. Fast, sharp, tech-forward, and fluent in the language of modern media. They speak IO terms, CPM models, and dynamic ad insertion because they live it.
Podcast Advertising AR
End-to-end receivables for podcast campaigns. CPM billing, revenue-share calculations, IO reconciliation, aging reports, and collections. Built for how podcast advertising actually works.
Invoice Generation & Billing
Accurate, on-time invoice creation based on campaign delivery, IO terms, and your billing schedule. Clean billing. Fewer disputes. Faster payment.
Campaign Reconciliation
Line-by-line review of delivered impressions against IO commitments. We catch discrepancies, document the trail, and protect your revenue.
Collections & Disputes
Persistent, professional follow-up on overdue accounts. We chase the money without burning the relationship, and we know how to handle escalations.
AR Reporting & Cash Insights
Weekly and monthly AR dashboards, aging analysis, and cash flow visibility so you always know where every dollar of your receivables sits.
Payment Application
Cash application, bank reconciliation, and payment posting across all your platforms. ACH, wire, credit card, check. Clean, current, audit-ready.
02
Medical Billing
Services
Healthcare
Our Medical Team
Retired nurses. Former practice managers. Real clinic experience.
Medical billing is handled by experienced nurses and former medical office managers from the US and EU. These are professionals who ran doctors offices, handled insurance billing, and managed claim denials for decades. They lived this work, and they choose to keep doing it.
Claims Submission & Scrubbing
Accurate, timely claims submission to insurance carriers with pre-submission scrubbing that catches coding errors and missing info before they trigger denials.
Denial Management & Appeals
Systematic review, appeal, and resubmission of denied claims. We track denial patterns by payer and address root causes to bring your denial rate down.
Insurance & Patient AR
Professional, persistent follow-up on outstanding insurance balances and patient receivables. We shorten AR days without straining patient relationships.
Payment Posting & EOB
Accurate posting of EOBs, ERAs, and patient payments. Full reconciliation against claims so your books balance and you are always audit-ready.
Revenue Cycle Reporting
Monthly dashboards covering collection rates, denial rates, days in AR, and payer-mix performance. The numbers you need to actually run a practice.
Eligibility & Benefits
Pre-visit insurance verification confirming coverage, benefits, deductibles, and copay obligations. Fewer surprises at check-in, better upfront collections.
03
General Business
Accounting
SME & Business
Our Accounting Team
Senior accountants. Career bookkeepers. The people you actually want on your books.
Serious accounting deserves serious experience. Our general accounting work is handled by senior professionals from the US and EU. Retired CPAs, former corporate accountants, and career bookkeepers who chose to keep working. Your books are not a training ground.
Bookkeeping & General Ledger
Accurate, up-to-date bookkeeping with full GL maintenance. Properly categorized, reconciled, and tax-ready every month. No scramble at year-end.
Accounts Receivable
Full AR cycle from invoice to cash. Customer billing, collections follow-up, aging reports, and cash application. We keep money moving.
Accounts Payable
Vendor invoice processing, payment scheduling, and AP reconciliation. Pay on time, avoid penalties, keep vendor relationships solid.
Monthly Financial Reporting
P&L statements, balance sheets, and cash flow reports delivered every month. Clear, accurate, and built for the way you actually use them.
Bank Reconciliation
Monthly reconciliation across all bank, credit card, and loan accounts. We catch discrepancies early and keep your records clean.
Fractional CFO Support
Strategic financial guidance for growing businesses. Cash flow planning, budgeting, and process design without the full-time CFO price tag.

Why Choose Us

What makes us
different.

01
Two Teams. One Standard.
Modern media handled by digital-native young professionals. Medical billing and senior accounting handled by retired nurses, former practice managers, and career CPAs from the US and EU.
02
US & EU Standards
Our team is trained, managed, and held to US and EU professional standards. You get the clarity, compliance, and expertise of a US-based firm at offshore value.
03
Industry Specialists
We do not take a one-size-fits-all approach. Podcast billing, medical revenue cycle, and SME accounting each have their own rules, and we know them deeply.
04
20+ Years Leadership
Our leadership brings over 20 years of hands-on AR, billing operations, and financial systems experience across US and international markets. Running revenue cycles for media, healthcare, and global enterprises.
05
Transparent Reporting
No black boxes. You get clear, regular reporting on every account. What was billed, what was collected, what is outstanding, and what we are doing about it.
06
Part of 032Q Syndicate
We are part of the 032Q Syndicate family of businesses. Cebu-rooted, ambition-driven, and built around one principle: where ambition meets authenticity, real results follow.

How It Works

Simple to start.
Built to scale.

01
Discovery Call
A free consultation to understand your current setup, pain points, volume, and what results matter most to you. No commitment, just a clear picture of where we can help.
02
Custom Proposal
Within 48 hours we send a clear, itemized proposal covering exactly which services you need, what they include, and what they cost. No hidden fees, no vague scope.
03
Onboarding & Setup
Once you sign on, we handle full onboarding. System access, process documentation, team briefing, and a transition plan that keeps you running without interruption.
04
Operations Begin
Your dedicated team takes over the day-to-day. Billing, collections, reconciliation, reporting. While you stay focused on running your business.
05
Review & Optimize
Monthly performance reviews track your key metrics. AR days, collection rates, denial rates. We continuously refine our approach to improve your results over time.

Part of the

032Q Syndicate

032Q Financial Solutions is part of the 032Q Syndicate family of businesses. Built in Cebu, run by Cebuanos, serving clients across the world. Where ambition meets authenticity.

Get Started

Ready to talk
numbers?

Whether you are an ad agency tired of chasing unpaid invoices, a medical practice dealing with denied claims, or a growing business that needs clean books, we would love to hear from you.

Send us a message and we will respond within one business day with a clear path forward.

Email
hello@032qfinancialsolutions.com
Office
Luna Building, Gorordo Avenue
Lahug, Cebu City, Cebu, Philippines
Serving
US, Canada, EU & International Clients
Response
Within 1 business day

What We Can Help With

Tell us which area best describes your need and we will match you with the right team.

Podcast or media advertising billing & collections
Medical claims, denials & revenue cycle management
General bookkeeping & AR/AP for your business
Financial reporting & CFO advisory support
Not sure yet. just exploring options
Send Us a Message